{"id":855,"date":"2020-01-28T15:22:24","date_gmt":"2020-01-28T15:22:24","guid":{"rendered":"https:\/\/www.roselleparkdental.com\/blog\/?p=855"},"modified":"2020-01-28T15:22:25","modified_gmt":"2020-01-28T15:22:25","slug":"design-your-dental-plan-for-2020","status":"publish","type":"post","link":"https:\/\/www.roselleparkdental.com\/blog\/design-your-dental-plan-for-2020\/","title":{"rendered":"Design Your Dental Plan for 2020!"},"content":{"rendered":"\n
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Specially written for Roselle\nPark Dental & Implants by Sara Magnola Taner<\/em><\/p>\n\n\n\n

Can you believe that most of January is already behind us?! Now is the time to figure out your family\u2019s dental plan for the year and budget accordingly. To help you tackle this daunting task, start by asking yourself a few questions: What dental work should you have done? If you have dental insurance, how much of the work will be covered? If you do not have insurance, will you be able to afford necessary dental procedures? We have put together a guide to help you simplify the process of answering these questions and design your family\u2019s dental plan for 2020.<\/p>\n\n\n\n

What Dental Work Do You Need? <\/strong>The answer to this\nfirst question is also the first action item on your family\u2019s dental plan:\nschedule a dental checkup for every member of your family who is over the age of\ntwo. Twice annual checkups are the best way to proactively take care of your\nfamily\u2019s oral health. During your visits, the hygienist and dentist will\nprovide a thorough cleaning and examination of your entire mouth, teeth, and\ngums. They will make recommendations on any additional procedures that should\nbe done, such as removing cavities, repairing cracked fillings, adding orthodontics,\nor fixing missing or damaged teeth.  <\/p>\n\n\n\n

How Much of the Associated Costs Will be Covered by Insurance? <\/strong>Once you know what dental work is recommend for your family, you should check with your dental insurance provider to find out what your coverage will include. More than three quarters of Americans have dental insurance or benefits according to the National Association of Dental Plans<\/a>. Coverage varies greatly from one provider and plan to the next. In general, most cover the recommended twice annual dental checkups, though the timing can vary: some require the visits be spaced by six or more months, while others just require it be within a calendar year. Many providers follow the 100-80-50 coverage structure: covering 100% of preventative care, 80% of basic procedures, and 50% of major procedures. Most plans also have a cap, or annual maximum, above which you become responsible to pay all expenses. The best thing to do is to call your insurance provider and ask what portion of a recommended procedure will be covered. <\/p>\n\n\n\n

Will I Be Able to Afford the Dental Care My Family Needs Without Insurance? <\/strong>For those that do not have dental insurance \u2013 don\u2019t worry! We have got you covered with our In Office Dental Savings Plan<\/a>, which is designed to provide affordability and greater access to quality dental care. With your In Office Dental Savings Plan, there are no: yearly maximums, deductibles, claim forms, pre-authorization requirements, or pre-existing condition limitations. We also provide immediate eligibility, which means no waiting periods. Under our plan, you get a 100% member discount on: <\/p>\n\n\n\n